The Philippine Stock Market
|
|
Be a Partner with Business TycoonsFrom: http://pesosandsense.com/business-tycoons-as-partners/#more-160
When you go around our country, you’ll see proof of the Filipino dream of owning a business. In every corner, you’ll most likely see a sari-sari store, a food cart, or an internet shop. Year after year, you cannot stop entrepinoys from putting up a business of their own. Not all of us can afford to put up our own business or even have the time to manage it. So, how can an average Filipino go into business with only P5000?
Did you know, with that amount, you can already be part owner of every SM mall with Henry Sy, be in business with Manny Pangilinan’s PLDT, or share the profits from John Gokongwei’s C2 and Chippy? And there’s plenty more where you can choose from: banks, media, real estate, power generation, and even mining! How? The stock market! |
Our Visitors
 |
What is the Stock Market?
In simple terms, the stock market is the place where you can buy a part of a company. You cannot do this for all companies but definitely, a lot of the biggest and most successful businesses in the country are “available” in the stock market.
Who do you think owns PLDT? Manny Pangilinan? Several big investors? Actually, hundreds of thousands of companies and normal people own PLDT. And you can be like them.
Who do you think owns PLDT? Manny Pangilinan? Several big investors? Actually, hundreds of thousands of companies and normal people own PLDT. And you can be like them.
Why not own all of the branches?
Imagine this – you walk inside Jollibee and imagine that it would be nice to own your own branch. A franchise is worth millions you argue, but wait, there’s another way! You can buy stocks of the company. When you buy stocks of Jollibee Foods Corporation (JFC), you become part owner of the company so one way or another you are a co-owner of every Jollibee, Red Ribbon, Greenwich, Chowking, and MangInasal everywhere!
Crazy as it sounds, owning stocks makes it possible for you to own big corporations. If you buy a share of a company, you own a small part of the business – Kasosyo ka na!
Crazy as it sounds, owning stocks makes it possible for you to own big corporations. If you buy a share of a company, you own a small part of the business – Kasosyo ka na!
How can you earn?
1. Dividends – because you are a part owner, you will receive a portion of the company’s profit. For every text message sent (Globe) , every Chicken Joy sold (Jollibee) – you get a cut in the company’s earnings.
2. Price appreciation – over time, the price of the share that you own may go up or down. If the company grows and succeeds over the years, the value of your shares rises as well. When you sell the shares for more than what you bought them – kumita ka na! Take a look at this example:
In 2001, the stock of property developer DMCI was worth 26 centavos per share. If you bought 10,000 shares amounting to P2, 800 (including commission and fees),you will be in for a big surprise. Fast forward to 2012, DMCI stock price is already P58! Your tiny P2800 is now Half a Million pesos!
2. Price appreciation – over time, the price of the share that you own may go up or down. If the company grows and succeeds over the years, the value of your shares rises as well. When you sell the shares for more than what you bought them – kumita ka na! Take a look at this example:
In 2001, the stock of property developer DMCI was worth 26 centavos per share. If you bought 10,000 shares amounting to P2, 800 (including commission and fees),you will be in for a big surprise. Fast forward to 2012, DMCI stock price is already P58! Your tiny P2800 is now Half a Million pesos!
How do you choose a company?
Choosing a stock is pretty simple – buy the stock of a company where you are a customer. Invest in a company that you actually know and understand. Would you actually waste money to put up a business you know nothing about? Just a reminder though, there’s no such thing as a risk free investment. As with any business, there will be both good and bad times over the years. But if you believe in the business and the people who run it, you will share the success in their success in the years to come.
You can still achieve your dream!
These big companies all started with a dream, but it didn’t end there. Being an entrepreneur requires time, knowledge and money to grow the business. If you have that dream but can’t start a business yet, don’t give up. Live your dream of having your own business through the stock market and become part of a business empire today!
Pesos and Sense Explains: Stock Market
Pesos and Sense Explains: Early Investing with BPI
Learn More About Investing
PESOS AND SENSE is an educational company that covers a wide range of personal finance and investment topics that typically intimidates the average Filipino: the stock market, mutual funds, insurance, budgeting and debt management etc. Our goal is to empower Filipinos by teaching simple and practical knowledge in making independent and wise choices in handling their money.
PESOS AND SENSE started as a TV show in September 2011 on GMA News TV (11). It was a weekly Sunday morning show that tackled personal finance and investments, simplifying it to a more approachable and doable sense.
The show was hosted by Investment Advocate Mr. Aya Laraya who has 25 years of finance and investment experience. He is a Certified Securities representative, a Certified Investment Company representative, a realtor, and a writer with an MBA from University of Western Australia. He started his stint in the stock market as a simple runner for the old Philippine Stock Exchange. On top of being a licensed stockbroker, he gained relevant experience from other industries such as mutual funds, real estate and banking. He also shared his financial wisdom with the youth as a professor at the Ateneo de Manila University.
Follow Pesos and Sense on Facebook at www.facebook.com/pesosandsensetv
To LEARN MORE about Stock Market, it is HIGHLY RECOMMENDED that you watch Pesos and Sense by clicking Pesos and Sense image above.
PESOS AND SENSE started as a TV show in September 2011 on GMA News TV (11). It was a weekly Sunday morning show that tackled personal finance and investments, simplifying it to a more approachable and doable sense.
The show was hosted by Investment Advocate Mr. Aya Laraya who has 25 years of finance and investment experience. He is a Certified Securities representative, a Certified Investment Company representative, a realtor, and a writer with an MBA from University of Western Australia. He started his stint in the stock market as a simple runner for the old Philippine Stock Exchange. On top of being a licensed stockbroker, he gained relevant experience from other industries such as mutual funds, real estate and banking. He also shared his financial wisdom with the youth as a professor at the Ateneo de Manila University.
Follow Pesos and Sense on Facebook at www.facebook.com/pesosandsensetv
To LEARN MORE about Stock Market, it is HIGHLY RECOMMENDED that you watch Pesos and Sense by clicking Pesos and Sense image above.
Frequently Asked Questions
SCAM/PYRAMIDING/NETWORKING ba yan?
»Kung sa tingin mo scam ang SM, Ayala, PLDT, Meralco, Jollibee, BDO, BPI, etc, malamang scam nga.. Pero HINDI po... MALAKING HINDI! Ang isang kumpanya, bago siya maging "publicly listed" company or bago pa man siya mapasama sa stock market, ito ay masusing sinusuri ng mga financial experts ng Philippine Stock Exchange, ang regulatory body sa Philippine Stock Market.
-----
Paano mag-start?
»Bago ka magsimula, I HIGHLY SUGGEST panuorin mo muna at aralin ang 13 episodes ng Pesos and Sense: http://pesosandsense.com/the-tv-show/ para mas malinaw at mas detalyado ang paliwanagan about stock market. ARALIN muna para maintindihan at ma-manage mo ang expectations mo sa investments mo.
»Ang pesos and sense ay TV Show ng GMA aired last 2011 para i-educate ang pilipino sa stock market.
-----
Napanuod ko na ang video paano na mag-start?
»Visit mo to:https://www.colfinancial.com/ape/Final2/home/open_an_account.asp
»Fill out ka online application form tapos print mo or download and print mo yung blank application form tapos sulatan mo. Send mo sa COL Financial thru courier, wait for them to contact you and give your account number, fund your account w/ your P5,000 then wait for them to give your password, tapos OK na. Kung naguguluhan ka, PM mo ko, turuan kita.
-----
Ano ang requirements?
»1 Valid ID, 1 Billing Statement, P5,000 for your initial funding.
-----
Paano kung walang billing statement na nakapangalan sa akin?
»Pwede yung bill na nakapangalan sa kapamilya mo (same surname, same address)
-----
Kailangan ba ipadala na agad ang P5,000 kasama ang iba pang requirements?
»Hindi. Ipadala mo muna yung application form, valid id, and billing statement. Within 2-3 business days after nila matanggap yung application mo, kokontakin ka nila (usually via email) para ibigay ang iyong account number. Tapos dun ka pa lang magpo-pondo. Once naideposit mo na yung P5,000 mo, need mo isend sa kanila yung deposit details. After 2-3 business days ulit, ipapadala nila sa iyo yung password mo. Tapos ok na yung account mo pwede ka na mag login sa website nila, nandun na yung P5,000 mo at pwede ka na bumili ng stocks na gusto mo.
-----
Paano kumita sa Philippine stock Market?
»(1) Thru Dividends - cut mo sa kita ng company. Parang commission ito mula sa company dahil stockholder ka nila.
»(2) Thru Price appreciation - over time tataas ang halaga ng stocks na binili mo. So kung nabili mo ng mura tapos over time nagmahal ang presyo at ibinenta mo ito, kita ka na.
-----
Magkano ang kikitain ko dyan?
»Hindi ko alam dahil walang fixed na kita.
»Ang kita mo at kung gaano ka kabilis kumita ay nakadepende sa (1)performance ng company na binilhan mo ng stocks, (2)perfomance ng ekonomiya, (3)market prices.
-----
Magkano ang kita pag may na-refer?
»WALA PO. Hindi po referral system ang Philippine Stock Market.
-----
May possibility ba na malugi?
»Meron lalo na kung (1) sa mga hindi kilalang negosyo ka nag-invest, (2) nagbenta ka ng stocks at when the price are low
(example, crisis. Dapat pag bagsak presyo, wag ka mag-panic. Normal lang yan. Dapat nga mas bumili ka ng stocks kasi mura lang ang presyo. Eventually the market will recover naman and ang trend ng ekonomiya ay palaging pataas)
-----
Normal lang ba na pabago-bago ang presyo ng stocks?
»Oo. Minsan mataas, minsan mababa. Hindi mo mahuhulaan kung kelan tataas or bababa. Pero ang trend naman nyan palagi ay pataas.
-----
Pag bumaba ang presyo ng binili kong stocks, lugi na ba ako?
»Hindi.
-----
Pag bumaba ang presyo ng binili kong stocks tapos binenta ko, lugi na ba ako?
»Oo. Kaya dapat wag kang magbebenta pag mababa ang presyo. Dapat nga mas bumili ka dahil pag nag-recover ang prices at marami kang nabiling stocks when the prices were low, malaki gains mo.
-----
Kailangan ba P5,000 every month?
»Hindi. Pwede ka mag open ng account w/ P5,000 tapos ANY AMOUNT pwede mo i-add sa funds mo ANY BANKING DAY you want.
-----
May maintaining balance ba?
»Wala.
-----
Paano pag nakalimutan ko mag-deposit o kung wala akong pera for a particular month?
»Ok lang, walang kaso yun. Walang fees or charges at wala rin account closure. Depende kasi sayo kung kelan at kung magkano mo gusto mag-deposit or withdraw.
-----
Anong stocks ang magandang bilihin?
»May mga recommended stocks for investment sa Easy Investment Program ng COL Financial. pero para mas ma-maximize ang earning potential ng pera ninyo, I suggest mag-member kayo sa Truly Rich Club (TRC) to receive exclusive Stocks Updates every month.
-----
Ano yung Truly Rich Club?
»Ang Truly Rich Club ay isang group na binuo ni Bro. Bo Sanchez (siya yung nasa episode 1 ng Pesos and Sense). OPTIONAL lang naman ito, pwede ka mag invest sa stock market w/o TRC.
May membership fee dito P495/month. Pero sulit naman dahil sa TRC, may Stocks Update na ginagawa ang mga stock analysts nila para i-guide ka which stocks to buy or sell and at what particular time.
-----
Ano ang advantage pag TRC member ka?
»Pag TRC member ka, mas guided ang pag-i-invest mo sa stock market. And dito gumagamit ng Strategic Averaging Method (SAM). Ito yung combination ng Peso-Cost Averaging at Trading. So kung combined ang Peso-Cost averaging, mas mataas ang magiging kita mo compared to EIP only, and mas safe ang pag-iinvest mo compared to Stock Trading only.
-----
Paano mag-member sa Truly Rich Club para mas ma-maximize ko ang kikitain ng pera ko?
»If you want to join TrulyRichClub, PLEASE use this link:http://asensofilipino.trulyrichclub.com/
http://asensofilipino.trulyrichclub.com/
http://asensofilipino.trulyrichclub.com/
Join our Club:
1. Click here: http://asensofilipino.trulyrichclub.com/
2. Make sure "Referred by: Albert Francisco" appears on the upper left corner of the screen.
3. Scroll down, click "Philippine Residents"
4. Enter nickname and email and click "JOIN NOW"
5. Choose "No, I'll pass up this great offer." (But if you're willing to pay for SuperGold membership, you may click "Yes...")
6. Fill out the form. (Do not choose credit card if you don't have any. But if you have one, do not select it unless you are "READY" to start investing in the stock market.)
7. Just click continue.
8. Copy the details. You may use this as a reference if you want to pay later when you are "READY" for the stock market.
-----
Paano pag nagsara ang broker ko, lugi na ba ako?
»Hindi. Regulated ang participants sa stock market ng Philippine Stock Exchange, Inc. (PSE). In case magsara ang broker pwede mo makuha ang stocks certificate mo sa PSE at pwede mo ito ilipat sa ibang broker.
-----
Ano ang advantage ng Stock Market?
»Sa stock market, sure yan na hindi scam, basta sa brokers ka lang na naka-list sa www.pse.com.ph mag-o-open ng account.
»Mas kikita ang pera mo kumpara sa kung pinatulog mo lang ito sa bangko.
»Mas nakakasigurado na lalago ang pera mo at hindi maglalaho kumpara sa mga networking sa tabi-tabi.
-----
Ano ang disadvantage ng Stock Market?
»Volatile - o mabilis mag fluctuate ang presyo ng stocks.
»Kailangan ng PASENSYA dito dahil pang LONG TERM ito, kaya bawal sa ito mga taong nagmamadaling kumita. Tandaan ang stock market ay para sa pera mo na pang "Savings". Wag mo i-invest dito yung pera mo for your "cost of living".
-----
Paano pag na-dedo ako?
»Yung stocks mo ay magiging parte ng estate properties mo na pwede manahin ng asawa mo or ng mga anak mo. Pwede mo rin maging ka-joint account ang asawa mo sa account mo kung gusto mo.
-----
Kailangan ba tutok ka sa pag mo-monitor ng stocks mo?
»Hindi naman. Pwede mo i-check ang stocks mo anytime you want. Kahit nga once a month lang ok lang or kung kelan ka lang bibili ng stocks.
-----
Paano pag may account na ako tapos ayaw ko na mag stock market, pwede ko ba kuhanin yung pera ko?
»Oo pwede yan. Ibenta mo lang stocks mo tapos fill out ka ng withdrawal form para ideposit ng COL Financial sa bank account mo yung pera. Pero hindi ibig sabihin nun ay pwede mo makuha ng buo yung pera mo. Mas recommended kung hintayin mo muna mag kulay green yung portfolio mo bago mo ilabas yung pera mo para buo o mas mataas pa yung pera na mailalabas mo mula sa account mo.
-----
Ano ang kaibahan ng MUTUAL FUNDS at STOCK MARKET?
»Sa Mutual Fund, may FUND MANAGER na humahawak ng pondo mo. May mga rules siya na dapat mo sundin at siya ang nagdedesisyon kung saan iinvest ang pera mo. Siyempre, dahil expert sila at sila nagma-manage sa pagpapalago ng pera mo, less risk pero mas malaki ang charges. Kung ihahalintulad sa biyahe, nagko-commute ka lang at nagbabayad sa driver para makarating sa pupuntahan mo. Kahit ZERO knowledge ka sa stocks/mutual funds, ok lang dahil may fund manager ka.
»Sa Stock Market, ikaw ang bahala sa lahat. You make your own rules. Ikaw bahala sa kung magkano ipopondo mo at kung saan mo ito iinvest. Kung ihahalintulad sa biyahe, you drive your own car and you plan your own route para makarating sa pupuntahan mo. Risky ito KUNG HINDI KA PROPERLY EDUCATED sa stock market kasi baka magpadala ka lang sa takot mo ibenta mo lahat ang stocks mo pag nagcrash ang market. Pero kung nauunawaan mo naman ang behavior ng stocks, less risk rin ito. Investor education plays an important role.
-----
Ano ang mas maganda MUTUAL FUNDS o STOCK MARKET?
»Ikaw lang ang makakasagot niyan kung ano ang mas maganda sa palagay mo.
-----
May seminar ba para dito?
»Meron. pwede kayo magpa-register sa:https://www.colfinancial.com/ape/Final2/home/investor_education.asp
»Mas detalyado ang paliwanag sa mga episodes ng Pesos and Sense kumpara sa 2-hour seminar ng COL Financial. Pero maganda rin kung aattend ka ng seminar sakaling may mga tanong ka pa.
»Pwede rin kayo mag-apply ng account on the spot after the seminar.
-----
Saang stock broker maganda mag-open ng investment account?
»#1 Online Stock Broker ang COL Financial as ranked by PSE. Performance wise, lamang siya sa ibang online stock brokers like BPI Trade and others.
-----
Paano bumili/magbenta ng stocks, magdagdag/withdraw ng funds?
»Pag nakaopen ka na ng account, turuan kita.
-----
Gusto ko pa matuto about stock market?
»PM mo lang ako, turuan kita, marami rin ako downloadables na makakatulong sayo.
-----
»Join ka sa group namin:https://www.facebook.com/groups/asensofilipinostockmarket/ at Check mo lang sa group files, marami downloadables dun.. Thanks
»Kung sa tingin mo scam ang SM, Ayala, PLDT, Meralco, Jollibee, BDO, BPI, etc, malamang scam nga.. Pero HINDI po... MALAKING HINDI! Ang isang kumpanya, bago siya maging "publicly listed" company or bago pa man siya mapasama sa stock market, ito ay masusing sinusuri ng mga financial experts ng Philippine Stock Exchange, ang regulatory body sa Philippine Stock Market.
-----
Paano mag-start?
»Bago ka magsimula, I HIGHLY SUGGEST panuorin mo muna at aralin ang 13 episodes ng Pesos and Sense: http://pesosandsense.com/the-tv-show/ para mas malinaw at mas detalyado ang paliwanagan about stock market. ARALIN muna para maintindihan at ma-manage mo ang expectations mo sa investments mo.
»Ang pesos and sense ay TV Show ng GMA aired last 2011 para i-educate ang pilipino sa stock market.
-----
Napanuod ko na ang video paano na mag-start?
»Visit mo to:https://www.colfinancial.com/ape/Final2/home/open_an_account.asp
»Fill out ka online application form tapos print mo or download and print mo yung blank application form tapos sulatan mo. Send mo sa COL Financial thru courier, wait for them to contact you and give your account number, fund your account w/ your P5,000 then wait for them to give your password, tapos OK na. Kung naguguluhan ka, PM mo ko, turuan kita.
-----
Ano ang requirements?
»1 Valid ID, 1 Billing Statement, P5,000 for your initial funding.
-----
Paano kung walang billing statement na nakapangalan sa akin?
»Pwede yung bill na nakapangalan sa kapamilya mo (same surname, same address)
-----
Kailangan ba ipadala na agad ang P5,000 kasama ang iba pang requirements?
»Hindi. Ipadala mo muna yung application form, valid id, and billing statement. Within 2-3 business days after nila matanggap yung application mo, kokontakin ka nila (usually via email) para ibigay ang iyong account number. Tapos dun ka pa lang magpo-pondo. Once naideposit mo na yung P5,000 mo, need mo isend sa kanila yung deposit details. After 2-3 business days ulit, ipapadala nila sa iyo yung password mo. Tapos ok na yung account mo pwede ka na mag login sa website nila, nandun na yung P5,000 mo at pwede ka na bumili ng stocks na gusto mo.
-----
Paano kumita sa Philippine stock Market?
»(1) Thru Dividends - cut mo sa kita ng company. Parang commission ito mula sa company dahil stockholder ka nila.
»(2) Thru Price appreciation - over time tataas ang halaga ng stocks na binili mo. So kung nabili mo ng mura tapos over time nagmahal ang presyo at ibinenta mo ito, kita ka na.
-----
Magkano ang kikitain ko dyan?
»Hindi ko alam dahil walang fixed na kita.
»Ang kita mo at kung gaano ka kabilis kumita ay nakadepende sa (1)performance ng company na binilhan mo ng stocks, (2)perfomance ng ekonomiya, (3)market prices.
-----
Magkano ang kita pag may na-refer?
»WALA PO. Hindi po referral system ang Philippine Stock Market.
-----
May possibility ba na malugi?
»Meron lalo na kung (1) sa mga hindi kilalang negosyo ka nag-invest, (2) nagbenta ka ng stocks at when the price are low
(example, crisis. Dapat pag bagsak presyo, wag ka mag-panic. Normal lang yan. Dapat nga mas bumili ka ng stocks kasi mura lang ang presyo. Eventually the market will recover naman and ang trend ng ekonomiya ay palaging pataas)
-----
Normal lang ba na pabago-bago ang presyo ng stocks?
»Oo. Minsan mataas, minsan mababa. Hindi mo mahuhulaan kung kelan tataas or bababa. Pero ang trend naman nyan palagi ay pataas.
-----
Pag bumaba ang presyo ng binili kong stocks, lugi na ba ako?
»Hindi.
-----
Pag bumaba ang presyo ng binili kong stocks tapos binenta ko, lugi na ba ako?
»Oo. Kaya dapat wag kang magbebenta pag mababa ang presyo. Dapat nga mas bumili ka dahil pag nag-recover ang prices at marami kang nabiling stocks when the prices were low, malaki gains mo.
-----
Kailangan ba P5,000 every month?
»Hindi. Pwede ka mag open ng account w/ P5,000 tapos ANY AMOUNT pwede mo i-add sa funds mo ANY BANKING DAY you want.
-----
May maintaining balance ba?
»Wala.
-----
Paano pag nakalimutan ko mag-deposit o kung wala akong pera for a particular month?
»Ok lang, walang kaso yun. Walang fees or charges at wala rin account closure. Depende kasi sayo kung kelan at kung magkano mo gusto mag-deposit or withdraw.
-----
Anong stocks ang magandang bilihin?
»May mga recommended stocks for investment sa Easy Investment Program ng COL Financial. pero para mas ma-maximize ang earning potential ng pera ninyo, I suggest mag-member kayo sa Truly Rich Club (TRC) to receive exclusive Stocks Updates every month.
-----
Ano yung Truly Rich Club?
»Ang Truly Rich Club ay isang group na binuo ni Bro. Bo Sanchez (siya yung nasa episode 1 ng Pesos and Sense). OPTIONAL lang naman ito, pwede ka mag invest sa stock market w/o TRC.
May membership fee dito P495/month. Pero sulit naman dahil sa TRC, may Stocks Update na ginagawa ang mga stock analysts nila para i-guide ka which stocks to buy or sell and at what particular time.
-----
Ano ang advantage pag TRC member ka?
»Pag TRC member ka, mas guided ang pag-i-invest mo sa stock market. And dito gumagamit ng Strategic Averaging Method (SAM). Ito yung combination ng Peso-Cost Averaging at Trading. So kung combined ang Peso-Cost averaging, mas mataas ang magiging kita mo compared to EIP only, and mas safe ang pag-iinvest mo compared to Stock Trading only.
-----
Paano mag-member sa Truly Rich Club para mas ma-maximize ko ang kikitain ng pera ko?
»If you want to join TrulyRichClub, PLEASE use this link:http://asensofilipino.trulyrichclub.com/
http://asensofilipino.trulyrichclub.com/
http://asensofilipino.trulyrichclub.com/
Join our Club:
1. Click here: http://asensofilipino.trulyrichclub.com/
2. Make sure "Referred by: Albert Francisco" appears on the upper left corner of the screen.
3. Scroll down, click "Philippine Residents"
4. Enter nickname and email and click "JOIN NOW"
5. Choose "No, I'll pass up this great offer." (But if you're willing to pay for SuperGold membership, you may click "Yes...")
6. Fill out the form. (Do not choose credit card if you don't have any. But if you have one, do not select it unless you are "READY" to start investing in the stock market.)
7. Just click continue.
8. Copy the details. You may use this as a reference if you want to pay later when you are "READY" for the stock market.
-----
Paano pag nagsara ang broker ko, lugi na ba ako?
»Hindi. Regulated ang participants sa stock market ng Philippine Stock Exchange, Inc. (PSE). In case magsara ang broker pwede mo makuha ang stocks certificate mo sa PSE at pwede mo ito ilipat sa ibang broker.
-----
Ano ang advantage ng Stock Market?
»Sa stock market, sure yan na hindi scam, basta sa brokers ka lang na naka-list sa www.pse.com.ph mag-o-open ng account.
»Mas kikita ang pera mo kumpara sa kung pinatulog mo lang ito sa bangko.
»Mas nakakasigurado na lalago ang pera mo at hindi maglalaho kumpara sa mga networking sa tabi-tabi.
-----
Ano ang disadvantage ng Stock Market?
»Volatile - o mabilis mag fluctuate ang presyo ng stocks.
»Kailangan ng PASENSYA dito dahil pang LONG TERM ito, kaya bawal sa ito mga taong nagmamadaling kumita. Tandaan ang stock market ay para sa pera mo na pang "Savings". Wag mo i-invest dito yung pera mo for your "cost of living".
-----
Paano pag na-dedo ako?
»Yung stocks mo ay magiging parte ng estate properties mo na pwede manahin ng asawa mo or ng mga anak mo. Pwede mo rin maging ka-joint account ang asawa mo sa account mo kung gusto mo.
-----
Kailangan ba tutok ka sa pag mo-monitor ng stocks mo?
»Hindi naman. Pwede mo i-check ang stocks mo anytime you want. Kahit nga once a month lang ok lang or kung kelan ka lang bibili ng stocks.
-----
Paano pag may account na ako tapos ayaw ko na mag stock market, pwede ko ba kuhanin yung pera ko?
»Oo pwede yan. Ibenta mo lang stocks mo tapos fill out ka ng withdrawal form para ideposit ng COL Financial sa bank account mo yung pera. Pero hindi ibig sabihin nun ay pwede mo makuha ng buo yung pera mo. Mas recommended kung hintayin mo muna mag kulay green yung portfolio mo bago mo ilabas yung pera mo para buo o mas mataas pa yung pera na mailalabas mo mula sa account mo.
-----
Ano ang kaibahan ng MUTUAL FUNDS at STOCK MARKET?
»Sa Mutual Fund, may FUND MANAGER na humahawak ng pondo mo. May mga rules siya na dapat mo sundin at siya ang nagdedesisyon kung saan iinvest ang pera mo. Siyempre, dahil expert sila at sila nagma-manage sa pagpapalago ng pera mo, less risk pero mas malaki ang charges. Kung ihahalintulad sa biyahe, nagko-commute ka lang at nagbabayad sa driver para makarating sa pupuntahan mo. Kahit ZERO knowledge ka sa stocks/mutual funds, ok lang dahil may fund manager ka.
»Sa Stock Market, ikaw ang bahala sa lahat. You make your own rules. Ikaw bahala sa kung magkano ipopondo mo at kung saan mo ito iinvest. Kung ihahalintulad sa biyahe, you drive your own car and you plan your own route para makarating sa pupuntahan mo. Risky ito KUNG HINDI KA PROPERLY EDUCATED sa stock market kasi baka magpadala ka lang sa takot mo ibenta mo lahat ang stocks mo pag nagcrash ang market. Pero kung nauunawaan mo naman ang behavior ng stocks, less risk rin ito. Investor education plays an important role.
-----
Ano ang mas maganda MUTUAL FUNDS o STOCK MARKET?
»Ikaw lang ang makakasagot niyan kung ano ang mas maganda sa palagay mo.
-----
May seminar ba para dito?
»Meron. pwede kayo magpa-register sa:https://www.colfinancial.com/ape/Final2/home/investor_education.asp
»Mas detalyado ang paliwanag sa mga episodes ng Pesos and Sense kumpara sa 2-hour seminar ng COL Financial. Pero maganda rin kung aattend ka ng seminar sakaling may mga tanong ka pa.
»Pwede rin kayo mag-apply ng account on the spot after the seminar.
-----
Saang stock broker maganda mag-open ng investment account?
»#1 Online Stock Broker ang COL Financial as ranked by PSE. Performance wise, lamang siya sa ibang online stock brokers like BPI Trade and others.
-----
Paano bumili/magbenta ng stocks, magdagdag/withdraw ng funds?
»Pag nakaopen ka na ng account, turuan kita.
-----
Gusto ko pa matuto about stock market?
»PM mo lang ako, turuan kita, marami rin ako downloadables na makakatulong sayo.
-----
»Join ka sa group namin:https://www.facebook.com/groups/asensofilipinostockmarket/ at Check mo lang sa group files, marami downloadables dun.. Thanks
Truly Rich Club vs. COL Financial
From http://colmejoey.blogspot.com/2013/01/truly-rich-club-vs-col-financial.html
Some people are confused about Bro. Bo Sanchez’ Truly Rich Club (TRC). They hear Bro. Bo talk about investing in the stock market and they think that that joining his Truly Rich Club will start their stock investment. No Siree!
Let me tell you the difference between TRC and stock investment with COL Financial, Bro. Bo’s recommended broker.
TRC is a membership club. And just like most membership clubs, you pay fees (starting at just Php497/mo). What you get for joining are (quoted from its website):
*2 Power Talks every month (instant access via MP3)
*Bo’s Success Mentors Collection (1 every 3 months for 1 Year)--FREE
*WealthStrategies newsletters every month--FREE
*Daily GodWhispers Email--FREE
*How To Be Truly Rich Seminar--FREE
*How To Conquer Your Goliath Ebook--FREE
*How To Turn Thoughts Into Things Ebook--FREE
*Earn Passive Income by being Bo’s Affiliate in the TrulyRichClub
*Earn Passive Income with Bo’s other Internet Work
*Bo’s very Practical Ebook, My Maid Invests In The Stock Market...And Why You Should Too.--FREE
*Stocks Update. --FREE
COL Financial, on the other hand, is a registered Philippine Stock Brokerage firm. It used to be that one would need a huge sum of money before he can invest in stocks, but COL Financial introduced its EIP program where the initial investment is only Php5,000.00, much like the initial deposit required by banks. So, now, even ordinary individuals like us could open a stock account. Neat, huh?
Should you join TRC before you can invest in COL? No, you don’t need to. You can open an account with COL even if you are not a member of TRC.
If that’s the case, what’s the benefit of joining TRC when you can just open a COL account?
Well, for one, if you know nothing about stock investment, it will be to your advantage to join TRC because members receive ‘Stocks Updates’ so they know which stocks to purchase or let go. In other words, you get proper guidance on stock investing because TRC follows a certain strategy called SAM.
But more importantly, Bro. Bo genuinely wants all his TRC members to become truly rich. How? All members of TRC are encouraged to open an account with COL to start them off with their savings and investment. And just recently, he formed a team called TRC-COL Support which would exclusively answer TRC members’ queries regarding COL. That’s how passionate he is in his dream of making millionaires out of ordinary Filipinos.
So, now, you decide. Follow the procedures below to join TRC.
Some people are confused about Bro. Bo Sanchez’ Truly Rich Club (TRC). They hear Bro. Bo talk about investing in the stock market and they think that that joining his Truly Rich Club will start their stock investment. No Siree!
Let me tell you the difference between TRC and stock investment with COL Financial, Bro. Bo’s recommended broker.
TRC is a membership club. And just like most membership clubs, you pay fees (starting at just Php497/mo). What you get for joining are (quoted from its website):
*2 Power Talks every month (instant access via MP3)
*Bo’s Success Mentors Collection (1 every 3 months for 1 Year)--FREE
*WealthStrategies newsletters every month--FREE
*Daily GodWhispers Email--FREE
*How To Be Truly Rich Seminar--FREE
*How To Conquer Your Goliath Ebook--FREE
*How To Turn Thoughts Into Things Ebook--FREE
*Earn Passive Income by being Bo’s Affiliate in the TrulyRichClub
*Earn Passive Income with Bo’s other Internet Work
*Bo’s very Practical Ebook, My Maid Invests In The Stock Market...And Why You Should Too.--FREE
*Stocks Update. --FREE
COL Financial, on the other hand, is a registered Philippine Stock Brokerage firm. It used to be that one would need a huge sum of money before he can invest in stocks, but COL Financial introduced its EIP program where the initial investment is only Php5,000.00, much like the initial deposit required by banks. So, now, even ordinary individuals like us could open a stock account. Neat, huh?
Should you join TRC before you can invest in COL? No, you don’t need to. You can open an account with COL even if you are not a member of TRC.
If that’s the case, what’s the benefit of joining TRC when you can just open a COL account?
Well, for one, if you know nothing about stock investment, it will be to your advantage to join TRC because members receive ‘Stocks Updates’ so they know which stocks to purchase or let go. In other words, you get proper guidance on stock investing because TRC follows a certain strategy called SAM.
But more importantly, Bro. Bo genuinely wants all his TRC members to become truly rich. How? All members of TRC are encouraged to open an account with COL to start them off with their savings and investment. And just recently, he formed a team called TRC-COL Support which would exclusively answer TRC members’ queries regarding COL. That’s how passionate he is in his dream of making millionaires out of ordinary Filipinos.
So, now, you decide. Follow the procedures below to join TRC.
- Click here: http://asensofilipino.trulyrichclub.com/
- Scroll down, click "Philippine Residents"
- Enter nickname and email and click "JOIN NOW"
- Choose "No, I'll pass up this great offer." (But if you're willing to pay for SuperGold membership, you may click "Yes...")
- Fill out the form. (Do not choose credit card if you don't have any. But if you have one, do not select it not unless you are "READY" to start investing in the stock market.)
- Just click continue.
- Copy the details. You may use this as a reference if you want to pay later when you are "READY" for the stock market.
FREE DOWNLOAD: My Maid Invests In The Stock Market And Why You Should Too
| my_maid_invests_in_the_stock_market.pdf |
| stocks_update.pdf |
| sam_quick_start.pdf |